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Published by iowajumpstart

How Is My Credit Score Figured? January 7, 2019
Your credit score is calculated from five basic categories. The percentages reflect how important each category is in determining your score.35% Payment History. As you can see, this is a very important factor. This is because lenders tend to believe that how you have handled credit in the past will predict how you will handle credit in the future.30% Amount […]
15 Tips For Managing Your Money October 17, 2018
1. Know what you spend. Carry a small spiral notebook for a month and write down everything you buy with cash or debit cards. Other spending will show up in your checkbook register or credit card statement. 2. Spend less than you make. If you find that you spend more than you make, you will need to either make more or spend less. The option of using credit […]