Money Smart Kid Essay Contest

One statewide MSW initiative is the Money Smart Kid Essay Contest. The Iowa Bankers Association is pleased to sponsor this annual contest in partnership with the Federal Reserve Bank of Chicago.

  • Each year, one student will be named Money Smart Kid and receive a $1,000 award.
  • The winner and finalists may be invited to read their essays at one or more Money Smart Week events.
  • Students in grades 7-11 may enter the contest by answering the question below, using no more than 400 words.
  • See guidelines on the application for additional requirements.

The 2018 essay question is listed below.

Please write a brief newspaper article describing the potential devastating effects of a natural disaster (fire, flood, hurricane, etc.) on a family’s financial situation. Please select only one type of natural disaster for the focus of your article. Be sure to include tips and resources for readers to help prepare them for a potential future unexpected crisis.

Click the following link to download the 2018 Money Smart Kid Essay Contest Application Form.

The 2018 Money Smart Kid is Hope Dohlman from Crestwood High School.

Click here to read Hope’s award winning essay.

For more information on the Money Smart Kid Essay Contest, please contact the Iowa Bankers Association at or (800) 532-1423

For more information on Money Smart Week, visit