Money Smart Week

Money Smart Week (MSW) offers about 180 events developed to help Iowans of all ages better manage their finances. These financial literacy seminars are free, open to the public, and are educational, not sales pitches. Over 200 partnering organizations include financial institutions, government agencies, not-for-profit organizations, and community groups across Iowa.

Money Smart Week is: April 23-30, 2016

One statewide MSW initiative is the Money Smart Kid Essay Contest. The Iowa Bankers Association is pleased to sponsor this annual contest in partnership with the Federal Reserve Bank of Chicago.

  • One student will be named Money Smart Kid and receive a $1,000 award.
  • The winner and finalists may be invited to read their essays at one or more Money Smart Week events.
  • Students in grades 7-11 may enter the contest by answering the question below, using no more than 400 words.
  • See guidelines on the application for additional requirements.

The 2016 question is based on the following scenario:

Your family faces a medical emergency. Due to this situation, your parent/guardian cannot work temporarily. Your family does not have much savings and will need to find ways to adjust spending. Given these changed circumstances…

How could your family adjust spending? What action might you take to assist your family in this situation? How can your family better prepare in the future for unexpected emergencies that have major financial impact?

The deadline to submit an essay is March 25, 2016.

A winner will be selected by April 20, 2016.

2016 Money Smart Kid Essay Contest Application Forms:

Click on the links below to download the form for your area.

For more information on the Money Smart Kid Essay Contest, please contact Matt Brown at or (515) 273-7656.

For more information on Money Smart Week, visit

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