Membership Application

If your organization or you as an individual actively promote personal financial literacy for Iowans we invite you to become a member. Simply print off the Membership Application and send your completed form to:

Craig Goettsch, IJ$C Membership Committee chair; 601 Locust St., 4th Floor; Des Moines, IA 50309-3738; or e-mail: Craig.Goettsch@iid.iowa.gov

The Five C's Of Credit August 25, 2019
QUESTION: What do lenders look for in determining whether or not to approve a loan? Surely, there must be a set of standard factors that play in their decision?ANSWER: Your assumption is correct. To one degree or another, most lenders consider these five factors in determining whether to give you a loan. These are often called “The Five C’s Of Credit.”CHARAC […]
The Top 9 Money Mistakes People Make (Part Two) July 18, 2019
Recap From Part One: Money Mistake 1: Being Comfortable With Debt. Money Mistake 2: Not Knowing What We Spend Each Month. Money Mistake 3: Behaving Like Credit Cards are Money. Money Mistake 4: Being Satisfied To Make Minimum Payments.  Money Mistake 5: Borrowing to “pay off” debt. Borrowing to pay off debt normally backfires! It has similar results to diggi […]

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